About Us

Why are We Different
Our number one priority to our customers is to help them get their financial life back. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the only key to restoring your credit.
Why We are Here
We are here to assist you with getting the things you want in life. Navigating the credit repair maze can be very challenging if you are not aware of all of the laws that regulate collectors, creditors, and credit agencies. Our job is to take that heavy burden off of your shoulders and do all of the work for you so you can get approved again.
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Experience

Credit Repair Delaware

At Rising Star Credit, we understand that navigating disputes with creditors, collectors, and credit agencies requires specialized knowledge for the best results. Our team has the expertise needed to handle any situation, ensuring that your rights are protected and that inaccurate or unfair information is effectively addressed on your credit reports.

Creditor and Collector Disputes

To achieve the best results, it’s important to go beyond just disputing with the credit agencies, as they are only one part of the process. The law allows you to dispute inaccuracies directly with your creditors and collection agencies, which can lead to more thorough and effective removals of incorrect information from your credit reports. At Rising Star Credit, we handle direct disputes with both creditors and collectors at no additional charge, ensuring comprehensive coverage for your credit repair.

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Refund Policy

At Rising Star Credit, we operate under a pay-per-delete model, meaning clients are only charged after results are achieved. Under federal law, credit repair companies are prohibited from charging fees upfront. Payments are made only after successful deletions or updates to your credit report.

Because we only charge after results, no refunds are offered. Our team works diligently to identify and remove incorrect, inadequate, or inaccurate information from your credit report, but we cannot guarantee specific outcomes. By enrolling in our service, you agree to this no-refund policy.

 

No-Hassle Cancellation Policy

At Rising Star Credit, we don’t require monthly or yearly contracts, as we operate on a pay-per-delete basis. Since you only pay after successful deletions, there’s no need to cancel a recurring service. Should you decide to discontinue working with us before results are achieved, simply contact us via phone or email, and we will close your account with no hassle.

We appreciate your trust and commitment and are always here to assist if you choose to return in the future.

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Credit Evaluation Call

At Rising Star Credit, we want to ensure you’re confident in our services before moving forward. That’s why we offer a brief 5 to 10-minute credit evaluation, where you can provide us with background information about your credit profile. This call allows us to assess your needs and explain how our pay-per-delete program works, with no obligation to proceed.

 

 

Support

At Rising Star Credit, we understand how crucial reliable customer support is to your experience. We take pride in offering top-tier service. If you need assistance, you can reach us by phone or email. For email inquiries, please allow up to 24 business hours for a response. Rest assured, we’re committed to addressing your concerns promptly and professionally in compliance with all applicable laws and regulations.

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