How it Works

When Will I See Results

Due to the various factors involved in removing inaccurate information from your credit report, we cannot guarantee results within a specific timeframe, such as 30 days. However, many clients typically experience significant improvements within three to four months. Some may see results in as little as 30 days, while others may take 60 days or longer, depending on the specifics of their credit report and their timely submission of updated information. Your cooperation plays a crucial role in this process.

Step One

You will need to provide us with your credit reports from all three credit agencies: Equifax, TransUnion, and Experian. We recommend using Smart Credit to obtain all three reports due to its user-friendly interface. Additionally, they offer many valuable features with their membership. We will provide you with the link to access Smart Credit and create your account directly.

Step Two

Next, we conduct a comprehensive personalized credit evaluation of your credit report to identify all inaccuracies. We assess the various factors negatively impacting your credit score and provide you with actionable steps to improve it. Additionally, we offer step-by-step guidance on how to rebuild and restore your credit. Our focus is on supporting you throughout the entire process, as our goal is to help consumers with bad credit through our restoration program.

Step Three

Once we receive the updated credit reports from the furnishers, we carefully analyze the changes related to any inaccurate, misleading, or unverifiable information. It’s essential that you provide us with all documents and emails you receive as a result of the disputes we send out on your behalf. If there are updates, we adjust your file accordingly and proceed to the next item that needs attention. If an item comes back verified with no changes, we follow up with the credit agencies or the furnisher to seek a resolution regarding the persistent inaccuracies on your credit report. Our commitment is to assist you in fixing your credit from start to finish. Through our credit repair and restoration program, we aim to help consumers with bad credit regain their financial health.

Step Four

Throughout the credit restoration process, you will receive valuable information on various aspects of raising your credit score, debt settlement, and rebuilding your credit. This education will be provided through emails and our monthly educational posts available on our website. You can also access your private online portal for more information about other products we offer, such as credit monitoring and strategies for rebuilding your credit. Our focus is on fixing your credit from start to finish. Through our credit repair and restoration program, we aim to help consumers with bad credit regain their financial health.