You can expect to see results in as little as 30 days, with it taking up to 90+ days in some cases.
You will need to pay a one time credit analysis fee in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, you will be able to sign up for one of our plans. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.
Some people find a period of at least three to six months is necessary while some stay in for up to nine to twelve months to effectively increase their score. Everyone credit profile is unique and the length of time various.
There are a few different ways we can do this. You can sign up with the link we provide you for Smart Credit (www.SmartCredit.com/RisingStarCredit) which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report from www.annualcreditreport.com. You can also upload them to your online portal and send them to us that way.
We can challenge as many as you want at a single time, the choice is yours. However, we recommend challenging everything at one time to expedite the process for you.
Your personal information will not be shared with anybody. The only time information is shared would be with your permission to an affiliate partner. For example, a mortgage loan officer that referred you.
Yes, when necessary, we will dispute inaccurate information with collectors and creditors in addition to credit agencies.