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Q&A

Why Should I Choose Your Company?

We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.

How Long Does it Take to See Results?

You can expect to see results within a few months, although some cases may take longer depending on individual circumstances.

How Much Will I Have to Pay?

You will need to pay a one-time fee for the initial credit evaluation. During this process, we will provide you with a detailed report that explains the factors affecting your credit score and what actions can be taken to improve it. If you are satisfied with the proposed approach, you can choose to enroll in our pay-for-delete program. There is no obligation to proceed, and you can cancel your service at any time. You will not incur charges until work is performed and items are successfully removed.

What Will I Get When I Sign Up for the Program?

Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.

How Long Will I Need to Stay in the Program?

Some people find a period of at least three to six months is necessary while some stay in for up to nine to twelve months to effectively increase their score. Everyone credit profile is unique and the length of time various.

How Will You Get My Credit Report?

There are a few different ways we can do this. You can sign up with the link we provide you for Smart Credit (www.SmartCredit.com/RisingStarCredit) which is a service that gives you access to all of your credit reports. You give the login information to us, and we take it from there.

Is a 3 in 1 Report Better?

Yes, it allows you and us to see what all three of the major bureaus have reported in a single report.

Can You Work On More than One Inaccurate Account at a Time?

We can challenge as many as you want at a single time, the choice is yours. However, we recommend challenging everything at one time to expedite the process for you.

Who Will You Share My Information With?

Your personal information will not be shared with anybody. The only time information is shared would be with your permission to an affiliate partner. For example, a mortgage loan officer that referred you.

Will Your Service Help Me Get a Home Loan?

By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.

Do You Dispute with Collection Agencies and Creditors?

Yes, when necessary, we will dispute inaccurate information with collectors and creditors in addition to credit agencies.

Can I Call if I Have More Questions?

Sure, call (877) 399-2008 or fill out a form on the website and we will get back to you.

How Can I Enroll?

You can complete the Client Auto Enrollment on our website under Sign Up or by clicking on any of the Begin Your Journey green buttons on the website.

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